Card SPEI® Out

This method allows you to make a SPEI® transfer using a card.

HTTP Request

POST /spei/cards

Body Parameters

Parameter	Type	Pattern	Description
payment_concept required	string	1-40 characters	Transfer payment concept.
beneficiary_account required	string	10, 16 o 18 digits	Beneficiary's account, can be phone, card number or CLABE
beneficiary_institution required	string	SPEI Institutions	Beneficiary's bank institution
amount  required	float	digits	Amount to transfer.
beneficiary_name required	string	1-40 caracteres	Beneficiary's account name
numeric_reference required	string	1-7 digits	Numeric reference for payment
beneficiary_rfc_curp required	string	'ND', 10-13 o 18 caracteres	Beneficiary's RFC or CURP. If not known use 'ND' string
beneficiary_email required	string	email	Beneficiary's email
pin required	string	4-6 digits	Security PIN for operation

note

*If card_number is sended as 16 digits, it must be sended ciphered and Base 64 Encoded. See Data encryption & encoding.

Example JSON Request:

{
  "payment_concept": "Pago de servicios",
  "beneficiary_account": "123456789012345678",
  "beneficiary_institution": "40012",
  "amount": 1500.00,
  "beneficiary_name": "Juan Pérez",
  "numeric_reference": "1234567",
  "beneficiary_rfc_curp": "JUAP800101HDFNRN09",
  "beneficiary_email": "[email protected]",
  "pin": "1234"
}

Example JSON Response:

{
  "success": true,
  "code": 0,
  "message": "Operación SPEI® Out exitosa.",
  "data": {
    "card": {
      "card_id": "11111111-daa7-1234-aaaa-123123123ecd",
      "card_type": "PHISYCAL",
      "masked_card_number": "************1234",
      "last_four": "1234"
    },
    "account": {
      "account_id": "22222222-daa7-1234-aaaa-123123123ecd",
      "rfc": "XAXX010101000",
      "curp": "XEXX010101HNEXXXA4",
      "primary_phone": "5555555555",
      "mobile_phone": "5555555555",
      "observations": ""
    },
    "spei": {
      "id": "123456",
      "tracking_key": "ABM123456789",
      "operation_date": "2021-01-01",
      "reference_operation": "ab123456-1qq2-1234-tt5g-8873fe52bf54",
      "amount": 3000.25,
      "commission": 5.80,
      "commission_type": "FLAT",
      "iva": 0.93
    }
  }
}